Cursor vs MonkeyCode

Two catalogue entries side by side. Not a benchmark: we have not tested these products against each other.

Catalogue checked September 23, 2026.

Cursor

Plan price reference: Pro $20/month; teams from $40 per user/month

Extra usage beyond the plan is billed
Can suggest incorrect code

MonkeyCode

Plan price reference: Free basic tier; Professional CNY 99/month or CNY 999/year

The free daily allowance is documented inconsistently: 10 million tokens in one guide against 30 million basic-model tokens in another
A deployment needs a configured model endpoint: a remote endpoint sends context off-host, while local inference needs a local model setup

Monthly and annual billing are different commitments: the annual figure is a prepayment, and an annual equivalent is not a monthly price. Nothing on this page is a test of output quality, and the list below names the official sources this entry uses with the date each was read - check them against the plan and the use you have in mind.

T7 · Check whether code and prompts stay on your Mac

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Side-by-side comparison of the selected products. An empty cell means we have not verified that fact here - it is not a statement that the product lacks it, nor that the vendor has not disclosed it.
What you are deciding	CursorCursor	MonkeyCodeChaitin Tech
What it is for	The AI-powered code editor	Self-hosted coding platform, unlike Cursor cloud requests
Typical tasks	Writing new features with AI assistance Refactoring large codebases Debugging and error fixing Learning unfamiliar code	Running AI coding tasks on your own infrastructure Task and team management around Git repositories Local desktop tasks on authorised folders Publishing a project through the platform web app
Pricing model	Freemium	Freemium
Plan pricing referenceFrom the vendor page listed, for the plan named. Not the lowest price worldwide: billing cycle, region and taxes change it.	Pro $20/month; teams from $40 per user/month	Free basic tier; Professional CNY 99/month or CNY 999/year
Where it stops	Extra usage beyond the plan is billed Can suggest incorrect code Relies on cloud AI models	The free daily allowance is documented inconsistently: 10 million tokens in one guide against 30 million basic-model tokens in another A deployment needs a configured model endpoint: a remote endpoint sends context off-host, while local inference needs a local model setup The current deployment guide caps member accounts at five Long-term hosting commitments for published web apps - production SLA, custom domain and backup - were not verified in this round BaiZhi Cloud credits and MonkeyCode credits are separate balances
Facts	Category Code Tools Launched March 2023	Category Code Tools Launched June 2025
Where to check	Official site ↗ Cursor pricing ↗ What this source supports Individual Pro is $20/month; Teams start at $40 per user/month. Read on September 23, 2026 Cursor docs - Agent overview ↗ What this source supports The Agent searches the codebase, edits files and runs terminal commands. Read on September 23, 2026 Read the full entry Entry read against its sources on September 23, 2026.	Official site ↗ chaitin/MonkeyCode repository ↗ What this source supports The official main repository presents an AI development platform with cloud environments and task and team management, supporting self-deployment; it does not describe an IDE completion assistant, which is why this entry no longer uses that framing. Read on September 23, 2026 MonkeyCode licence (AGPL-3.0) ↗ What this source supports The platform code is AGPL-3.0. The licence covers the platform itself, not the dependencies, model services or commercial hosting of generated projects. Read on September 23, 2026 MonkeyCode - online guide ↗ What this source supports Binding Git platforms, repositories and branches, running tasks in a development environment, and pushing results to a remote repository or downloading them locally. Plans: basic free, Professional CNY 99 a month or CNY 999 a year, Flagship CNY 499 a month or CNY 4,999 a year, with 10,000 and 100,000 credits a month and 1 and 3 concurrent tasks. Web app publishing builds and packages the app and generates a link, subject to administrator review. It also states a free allowance of 10 million tokens a day, which the separate allowance page contradicts. Read on September 23, 2026 MonkeyCode - private deployment guide ↗ What this source supports Requires a Linux control node of at least 2 cores, 4GB and 40GB and a development host recommended (not required) at 8 cores, 16GB and 100GB, and binding a model API address, token and model name; the current guide caps member accounts at five and points larger commercial needs to the vendor. Keeping the control plane local does not make external API calls local. Read on September 23, 2026 MonkeyCode - credit rules ↗ What this source supports States a free allowance of 30 million basic-model tokens a day, plus 100 million for Professional and 300 million for Flagship, where the online guide states 10 million for the free tier - a conflict we report rather than resolve. The daily basic-model token allowance refreshes without accumulating, and exhausting it can deduct points from the separate points balance. Read on September 23, 2026 MonkeyCode - credit boundaries ↗ What this source supports Basic cloud resources and basic models are free, but arbitrary top models and tools are not; the page still carries an unlimited-invite line that the newer announcement supersedes. Read on September 23, 2026 MonkeyCode - invitation cap (2 September 2026) ↗ What this source supports From 2 September 2026 each person is limited to ten invitation rewards and 50,000 credits in total, which replaces the unlimited-invite wording. Campaign rewards should not be used as a plan budget. Read on September 23, 2026 MonkeyCode Work ↗ What this source supports Work separates local tasks, cloud tasks and standalone chat. Local tasks read and write an authorised folder but still need a model configured, which may be the cloud account, BaiZhi Cloud or a custom endpoint, billed by that service; cloud tasks use the SaaS membership and credits. BaiZhi Cloud credits and MonkeyCode credits are two separate balances. Read on September 23, 2026 Read the full entry Entry read against its sources on September 23, 2026.

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What the listings already say

Taken from this site's own entries, so the wording follows the vendors' terms rather than ours; it is our summary of their published material, not their text.

How does Cursor compare to MonkeyCode?

Cursor Pro is US$20 a month and its standard requests pass through Cursor backend, so privacy mode is not on-device processing. MonkeyCode is Chaitin open-source platform: Professional is CNY 99 a month, and a private deployment keeps the control plane on your infrastructure, but inference follows the model endpoint you bind. Neither product is a proof that source code never leaves the machine.

Read the Cursor listing

How does MonkeyCode compare to Cursor?

MonkeyCode can be deployed on your own infrastructure and prices Professional at CNY 99 a month; Cursor Pro is US$20 a month and its documented standard workflow sends requests through Cursor backend. Private deployment does not by itself keep inference local, because the model endpoint still decides that path. This is a difference in where the platform runs, not a measured difference in code quality.

Read the MonkeyCode listing