Cursor vs GitHub Copilot

Cursor

Plan price reference: The X Subscription: Plus US$8/month, Premium US$30, Super US$100, Ultra US$200; legacy Cursor plans have separate eligibility and billing

Extra usage beyond the plan is billed
Can suggest incorrect code

GitHub Copilot

Plan price reference: Pro $10, Pro+ $39 and Max $100 per user/month with monthly AI Credits; Business $19 and Enterprise $39 per seat/month

AI interactions - chat, agents and similar - consume the included credits, and extra use is a further budget
Which models you can choose and which features exist depend on the plan, the client and organisation policy, and Free or Student accounts do not choose models

Monthly and annual billing are different commitments: the annual figure is a prepayment, and an annual equivalent is not a monthly price. Nothing on this page is a test of output quality, and the list below names the official sources this entry uses with the date each was read - check them against the plan and the use you have in mind.

T7 · Check whether code and prompts stay on your Mac

Side-by-side comparison of the selected products. An empty cell means we have not verified that fact here - it is not a statement that the product lacks it, nor that the vendor has not disclosed it.
What you are deciding	CursorCursor	GitHub CopilotGitHub
What it is for	The AI-powered code editor	The GitHub coding assistant, not Microsoft Copilot
Typical tasks	Writing new features with AI assistance Refactoring large codebases Debugging and error fixing Learning unfamiliar code	Writing boilerplate faster Reviewing pull requests Learning new APIs and languages Automating repetitive edits
Pricing model	Freemium	Freemium
Plan pricing referenceFrom the vendor page listed, for the plan named. Not the lowest price worldwide: billing cycle, region and taxes change it.	The X Subscription: Plus US$8/month, Premium US$30, Super US$100, Ultra US$200; legacy Cursor plans have separate eligibility and billing	Pro $10, Pro+ $39 and Max $100 per user/month with monthly AI Credits; Business $19 and Enterprise $39 per seat/month
Where it stops	Extra usage beyond the plan is billed Can suggest incorrect code Relies on cloud AI models	AI interactions - chat, agents and similar - consume the included credits, and extra use is a further budget Which models you can choose and which features exist depend on the plan, the client and organisation policy, and Free or Student accounts do not choose models Completion, chat and agent features are not identical across editors: Neovim has completion but no chat or agent mode Personal accounts' interactions and code context may be used for model improvement with an opt-out, while Business and Enterprise are different - and neither is a zero-retention promise Bring-your-own-key is a client-side setup with its own feature and IDE support to check, and Enterprise BYOK still uses the Copilot API
Price	Not establishedCurrent new-customer prices are in USD under the Terms: Plus $8/month or $80/year, Premium $30/month or $300/year, Super $100/month or $1000/year, Ultra $200/month or $2000/year, before tax. Complete purchase-market and account/channel eligibility remain unestablished, so these are not global checkout guarantees.Source: Cursor - models and current subscription · Cursor - legacy plans and migration · Cursor - Terms of Service	Not establishedGitHub's individual billing page explicitly lists Copilot Pro US$10/month, Pro+ US$39/month and Max US$100/month, plus variable Flex allowances. Currency and published monthly amounts are established, while the applicable regional checkout, tax and account-specific Flex allowance remain unestablished; these are not presented as a universal payable quote.Source: GitHub - AI Credits and usage for individuals · GitHub Copilot plans
Availability	Not establishedmacOS, Windows and Linux downloads are documented, and model access depends on provider region policies; BYOK cannot override a blocked provider region. A complete Cursor service/purchase country matrix remains unestablished, and actual network access was not tested.Source: cursor official cur-download · cursor official cur-regions · Cursor - Terms of Service	Not establishedGitHub's Copilot-specific trade policy allows export to most destinations but prohibits sale/export to listed embargoed destinations without authorization. This is not the same as the broader GitHub cloud exceptions for Iran or Cuba; a positive per-client, per-plan country distribution policy remains unestablished.Source: GitHub - billing cycles for organisations and enterprises · GitHub Copilot feature matrix
Commercial use	Not establishedThe Terms assign Anysphere rights in Suggestions to the user while retaining use and third-party-rights restrictions. This does not establish commercial permission for every actual output or third-party component.Source: Cursor - Terms of Service	Not establishedCopilot's governing terms depend on the purchase route. GitHub does not claim output ownership, but output may require third-party copyright or open-source licences and users must assess them; a universal commercial-output licence across individual, direct-business and Microsoft-purchased plans remains unestablished.Source: GitHub - managing Copilot policies · GitHub Copilot feature matrix
Training on your data	DocumentedAnysphere will not use content to train, or allow any third party to train, any AI models, unless you have explicitly agreed to the use of content for training. Section 1.2 defines content as your inputs together with the suggestions returned to you, and section 1.3 points to controls in the service for managing that preference.Source: Cursor - Terms of Service	DocumentedFrom 24 April 2026, interactions and code context on Free, Pro, Pro+ and Max may be used to improve the models, with an opt-out in account settings; Business and Enterprise do not use customer data for training without authorisation. This is a training choice rather than a zero-retention guarantee.Source: GitHub - managing Copilot policies
API billing	Not establishedThe current pricing FAQ says Grok API is billed separately outside the weekly pool; Plus excludes Cloud Agents and Premium adds them. The API overview does not settle every current programmatic endpoint’s inclusion and fees, and the distinct Grok FAQ pool wording is not assumed equivalent.Source: Cursor - models and current subscription · Cursor - API overview	Not establishedAI Credits meter Copilot interactions, and BYOK has client-specific routes; neither establishes a public generation API price or universal API inclusion in a seat.Source: GitHub - AI Credits and usage for individuals · GitHub - bring your own key
Export formats	Not establishedThe official API/download pages establish clients and programmatic access, but not downloadable report/chat file containers and plan/surface conditions. Code file access alone does not prove a report-export matrix.Source: Cursor - API overview · cursor official cur-download	Not establishedEditor and feature support are documented, but exported code/package formats and portable output artefacts are not established in these records.Source: GitHub Copilot feature matrix
Usage limits	DocumentedCursor is sold as part of The X Subscription, covering Grok, Cursor and X. Its included Cursor-model usage pool is shared across Grok and Cursor and refreshes weekly. Third-party models are excluded; Premium and higher use them from prepaid credits at API list prices, with an additional Cursor Token Rate on Teams and Enterprise. The Grok API is billed separately and does not draw from the pool. This differs from legacy Cursor’s two monthly pools and establishes no fixed coding-task count. New Cursor customers start on The X Subscription. Existing legacy Cursor plans keep their price and features until changed or cancelled, and switching to The X Subscription is permanent. Legacy Pro is listed at $20 per month and old Teams at $40 per user per month; legacy plans use two monthly pools with extra usage billed in arrears, whereas the new subscription uses a weekly pool and prepaid extra usage. Legacy amounts are not presented here as a generally purchasable new-customer offer.Source: Cursor - models and current subscription · Cursor - legacy plans and migration	DocumentedFree includes 2,000 completions a month and limited AI usage; Pro, Pro+ and Max are $10, $39 and $100 per user a month with 1,000, 3,900 and 10,000 AI Credits plus a currently variable Flex allowance; Business and Enterprise are $19 and $39 per seat with shared organisation pools, and Enterprise requires GitHub Enterprise Cloud.Source: GitHub Copilot plans
Facts	Category Code Tools Launched March 2023	Category Code Tools Launched October 2021
Where to check	Official site ↗ Cursor pricing ↗ What this source supports Historical pricing register read on 23 September 2026: individual Pro $20/month and Teams $40/user/month. This record is not a current generally purchasable new-customer quote; the later legacy-plan documentation distinguishes eligible existing subscribers from new X Subscription customers. Read on September 23, 2026 Cursor docs - Agent overview ↗ What this source supports The Agent searches the codebase, edits files and runs terminal commands. Read on September 23, 2026 Cursor - API overview ↗ What this source supports The API overview describes Cloud Agents and other programmatic services. It does not provide a complete current billing/inclusion contract for every API and plan, or a downloadable output-format matrix. Historical registered scope read on 2026-10-12, not rechecked in full on 2026-10-15: Read on 12 October 2026. Lists an Admin API restricted to account admins on Enterprise teams and a Cloud Agents API in beta available across plans. The page does not state whether a subscription includes or covers API usage, so that part is left unestablished. Read on October 15, 2026 Cursor - Terms of Service ↗ What this source supports Terms updated September 3, 2026 assign Anysphere interests in Suggestions to users, impose third-party rights/use restrictions and US trade-control restrictions, and say fees are USD unless otherwise specified. An ownership assignment does not itself confirm every commercially usable output or purchase market. Historical registered scope read on 2026-10-14, not rechecked in full on 2026-10-15: Read on 14 October 2026 on the English page; last updated 3 September 2026. Section 1.3 Model Training states that Anysphere will not use content to train, or allow any third party to train, any AI models, unless you have explicitly agreed to the use of content for training. Section 1.2 defines content as your inputs together with the suggestions returned to you, and section 1.3 points to controls in the service for managing that preference. Section 4.1 states that fees are denominated in US dollars and are non-refundable except where the law provides otherwise. Read on October 15, 2026 Cursor - models and current subscription ↗ What this source supports New plans use The X Subscription. Plus/Premium/Super/Ultra list $8/$30/$100/$200 monthly and $80/$300/$1000/$2000 annually before tax. Plus excludes Cloud Agents and BYOK; Premium adds Cloud Agents. The current pricing FAQ bills Grok API outside the weekly pool; model and product/API scope must remain distinct. Historical registered scope read on 2026-10-15, not rechecked in full on 2026-10-15: Cursor is sold as part of The X Subscription, covering Grok, Cursor and X. Its included Cursor-model usage pool is shared across Grok and Cursor and refreshes weekly. Third-party models are excluded; Premium and higher use them from prepaid credits at API list prices, with an additional Cursor Token Rate on Teams and Enterprise. The Grok API is billed separately and does not draw from the pool. This differs from legacy Cursor’s two monthly pools and establishes no fixed coding-task count. The current plan table lists Plus at $8/month or $80/year, Premium at $30/month or $300/year, Super at $100/month or $1,000/year, and Ultra at $200/month or $2,000/year, excluding tax. The full regional and account-specific purchase conditions were not established. The Plus feature list excludes Cloud Agents; Premium and higher add them. A generic API eligibility statement must not be used as a promise of Cloud Agents entitlement on every current plan. Read on October 15, 2026 Cursor - legacy plans and migration ↗ What this source supports New Cursor customers start on The X Subscription. Existing legacy Cursor plans keep their price and features until changed or cancelled, and switching to The X Subscription is permanent. Legacy Pro is listed at $20 per month and old Teams at $40 per user per month; legacy plans use two monthly pools with extra usage billed in arrears, whereas the new subscription uses a weekly pool and prepaid extra usage. Legacy amounts are not presented here as a generally purchasable new-customer offer. Read on October 15, 2026 cursor official cur-download ↗ What this source supports The download page lists macOS, Windows and Linux builds. Downloadable clients do not establish which countries may buy or successfully access each service/model. Read on October 15, 2026 cursor official cur-regions ↗ What this source supports Some providers restrict models by location; unavailable models are hidden and other models remain usable. BYOK still fails when the provider blocks the region. The page links provider lists instead of declaring a complete Cursor purchase/distribution matrix. Read on October 15, 2026 Read the full entry Entry read against its sources on September 23, 2026.	Official site ↗ GitHub - AI Credits and usage for individuals ↗ What this source supports Individual billing explicitly lists Copilot Pro US$10/month, Pro+ US$39/month and Max US$100/month; 1 AI credit is US$0.01. Base allowances match subscription price, Flex is variable, included credits do not carry over and reset at 00:00 UTC on the first calendar day of each month. These public figures do not verify a particular regional checkout, tax or account's current Flex allotment. Historical registered scope read on 2026-09-23, not rechecked in full on 2026-10-15: Personal billing moved to AI Credits on 1 June 2026, metered by token and model at 1 credit = $0.01, resetting monthly without rollover; chat, agents and other AI interactions consume the included allowance while paid-plan code completions and next edit suggestions are not billed as AI Credits, and extra use is governed by a budget setting. Read on October 15, 2026 GitHub - bring your own key ↗ What this source supports A BYOK configuration in supported clients can use a local model or an external provider, including isolated environments and without a Copilot subscription; it is not a self-hostable GitHub service, and Enterprise BYOK still goes through the Copilot API with a licence and connectivity. Read on September 23, 2026 GitHub - managing Copilot policies ↗ What this source supports From 24 April 2026, interactions and code context on Free, Pro, Pro+ and Max may be used to improve the models, with an opt-out in account settings; Business and Enterprise do not use customer data for training without authorisation. This is a training choice rather than a zero-retention guarantee. Read on September 23, 2026 GitHub - billing cycles for organisations and enterprises ↗ What this source supports Seats are billed per user with a shared organisation credit pool; Enterprise is available only on GitHub Enterprise Cloud, and GitHub Enterprise Server does not support Copilot. Read on September 23, 2026 GitHub Copilot plans ↗ What this source supports Free includes 2,000 completions a month and limited AI usage; Pro, Pro+ and Max are $10, $39 and $100 per user a month with 1,000, 3,900 and 10,000 AI Credits plus a currently variable Flex allowance; Business and Enterprise are $19 and $39 per seat with shared organisation pools, and Enterprise requires GitHub Enterprise Cloud. Read on September 23, 2026 GitHub Copilot feature matrix ↗ What this source supports Which Copilot features are available in which editor and on which plan. Read on September 23, 2026 Read the full entry Entry read against its sources on September 23, 2026.

What the listings already say

Taken from this site's own entries, so the wording follows the vendors' terms rather than ours; it is our summary of their published material, not their text.

How does Cursor compare to GitHub Copilot?

Both have agents, multiple surfaces and usage limits. Cursor is the editor built around its Agent, so it suits work that happens there; GitHub Copilot suits teams whose work already lives in GitHub issues, pull requests and reviews. Compare the included usage and the editors you actually use.

Read the Cursor listing